About Guardian

About Guardian


We don't post rates on our website as a 'one size fits all' approach to displaying rates can convey the wrong information to a client.


Currency Exchange rates are very volatile and the details of a transaction impact the rate of exchange that we will quote you.


Please call us or fill out our online Quote Request form to get a personalized answer tailored to your situation.


Note:  Banknotes available for sale in our Online Store do have live updated rates of exchange.


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We were incorporated on November 26, 1999 and have been operating out of the same location ever since.

The principals of the company have worked in Currency Exchange for 20+ years.

Most of our employees have been with us for more than 10 years.


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Currently we are not hiring but we are always happy to take your resume for future consideration.

You can bring your resume in person or you can fill out our Contact Form.  We will respond to you via email providing you with the address to email your resume to.


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We can provide services in:

  • English
  • French
  • Farsi
  • Hebrew
  • Italian
  • Russian
  • Serbo-Croatian
  • Spanish


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There is paid parking available beneath 151 Yonge Street, with access off of Richmond street just west of Victoria street. 

Additional paid public parking lots in the area can be located using the Green P Parking Finder.

There is also metered street parking in the area.


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We are very conveniently located on the South East corner of Yonge and Richmond, one block south of the Eaton Centre.

We are on the ground floor of 151 Yonge Street with access doors on Yonge Street as well as from within the lobby of 151 Yonge.

We can easily be accessed by TTC subway being roughly halfway between Queen and King stations on the Yonge-University-Spadina line (Line 1) .

For more information about our location please click here.


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Currently we are open Monday to Friday from 8:30am to 5:30pm.

Our schedule including exceptional hours is always posted on our website.


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Unfortunately our location at 21 Dundas Square was closed at the end of December 2013.

Please see us at our location at 151 Yonge Street for all of your currency exchange needs.


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Queen station on the Yonge-Univeristy-Spadina line (Line 1) is the closest.

We are one block south of Queen station.


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A Third Party transaction is where you, the conductor of the transaction, are acting on behalf of someone else.

For example, if your employer sends you to us to complete a currency exchange transaction on behalf of them:

  • You would be the First Party
  • Guardian International Currency would be the Second Party
  • Your employer would be the Third Party


There are additional requirements under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) that govern Third Party relationships.


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FINTRAC stands for The Financial Transactions and Reports Analysis Centre of Canada and is an independant government agency that reports to the Minister of Finance.

Their mandate is to administer the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

They receive and safeguard all financial transaction reports required by the law.

This external link will take you to FINTRAC's website.


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We are principally governed by the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

We are a registered MSB with FINTRAC, our Registration Number is M08442804.

We also adhere to The Personal Information Protection and Electronic Documents Act (PIPEDA).

We are governed by the laws of Ontario and Canada.


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We need your identification for any transaction that equals or exceeds $3,000.00 CAD or its equivalent.

If your transaction involves wire or electronic payments the identification threshold lowers to $1,000.00 CAD or its equivalent.

The pickup of banknote orders placed through our new Online Currency Store require identification regardless of the value.

We also reserve the right to request identification on any transaction regardless of the amount.



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